Disclosure Of Investigative Consumer Reports

This is to inform you that in processing your credit

application it may be necessary to interview your neighbors,

friends and/or others with whom you have an association

or acquaintance.
The inquiry conducted would be in respect to your

character, personal characteristics, reputation and mode

of living.
Under federal law, you have the right to make a written

request within a reasonable period of time and to receive

detailed information about the nature and scope of this

form of investigation.
Very truly yours,