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1/29/2011

Insurance Rate Increase Explanation

Re: [Regulation]
We are in receipt of a directive from [name of company]

concerning the above captioned Regulation. This new

regulation went into effect on [date] and requires that

[specific illness] be covered in the same manner as any

other injury or disease.
"Complications" is defined as anything other than a normal

treatment. This is applicable to any employee, dependent

spouse or dependent child.
Due to the potential increase in claims, it has become

necessary to increase our quoted rates to comply with this

regulation. The new employee rate will be $[dollar amount]

and the new spouse rates will be $[dollar amount] ; the

new spouse and children rate will be $[dollar amount] and

the new children only rate will be $[dollar amount].
If you have any questions regarding these rate increases

due to the change in regulations, please feel free to call.
Very truly yours,

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