Disclosure of Investigative Consumer Reports

DISCLOSURE OF INVESTIGATIVE CONSUMER REPORTS
This is to inform you that in processing your credit

application it may be necessary to interview your neighbors,

friends and/or others with whom you have an association or

acquaintance. The inquiry conducted would be in respect to

your character, personal characteristics, reputation and

mode of living. Under federal law, you have the right to

make a written request within a reasonable period of time

and to receive detailed information about the nature and

scope of this form of investigation.