Date: _
To: _ (Creditor)
We are in receipt of your statements indicating a balance
due you of $_.
We dispute the debt for the following reason(s):
(Describe)
_
Without admitting to any liability, but as an offer of
compromise, we propose to settle this account in full by
payment of $_. Our check in that amount is enclosed and
deposit of the check shall discharge the entire balance
claimed.
Very truly,
_____________________________
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