Thank you for your recent application for credit with
our firm.
We regret to inform you that we cannot extend credit
terms to you at the present time, based on the report
we received back from our credit bureau:
[name of agency, full address and phone number]
If you feel that there may be some errors in the records
at the credit reporting agency, we suggest that you contact
them and review their current information. In the event that
there have been errors made, please direct them to submit
a revised report to us for our reconsideration.
We would be most happy to welcome you as a customer
and to accommodate you in any way possible under the
circumstances. We do have a layaway plan and various
other options that are available to our cash customers.
Please feel free to call me if you have any questions or
if I can be of assistance to you in any way.
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