Your account has been referred to me with instructions
that I make final demand for payment of this debt.
Inasmuch as the outstanding balance is sizable, I have
outlined a payment plan for you as a method to retire the
entire balance over the next [number] months if you are
unable to forward the full amount at this time.
Amount Due $
Monthly Payment $
Due Date:
This offer is being made to you as our expression of wanting
to settle your account in an amicable manner. If we do not
receive your first payment by the date indicated above, we
will have no choice but to refer your account to a collection
agency. We do not wish to take any action that might impair
your credit rating. Therefore, we request that you give this
matter your most immediate attention.
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